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Undergraduates

Most UK or EU students living in England are eligible for a government-backed student loan that covers the full cost of their course tuition fees.

Student loans are one of the cheapest and safest ways to fund undergraduate studies; the advantage over normal borrowing is that you aren’t required to start repaying the loan until the April four years after the start of your course or the April after you leave your course – whichever comes first.

You’ll also only start making repayments if your income is more than £21,000 a year and any outstanding balance will be written off after 30 years. If your circumstances change and your annual income drops below £21,000, your repayments will stop.

If you are not eligible for a tuition fee loan, or you decide to fund your course yourself, we offer a simple monthly payment plan to enable you to spread the cost of your tuition over the duration of your studies. A 10% discount is available for up front payment of each undergraduate level. Read more about our discounts and scholarships.

See our undergraduate tuition fees information for full details of our undergraduate fees, payment options and our 21-day money back guarantee.

Postgraduates

Postgraduate students who are UK or EU nationals living in England are also eligible for a government-backed student loan. Postgraduate student loans are paid directly to you, and you can choose how much you borrow (depending on the current maximum loan limit set by the Student Loans Company).

As with undergraduate loans, you’ll also only start making repayments if your income is more than £21,000 a year and any outstanding balance will be written off after 30 years. If your circumstances change and your annual income drops below £21,000, your repayments will stop.

If you are not eligible for a tuition fee loan, or you decide to fund your course yourself, we offer a simple monthly payment plan to enable you to spread the cost of your tuition over the duration of your studies. A 10% discount is available for up front payment of each undergraduate level. Read more about our discounts and scholarships.

See our postgraduate tuition fees information for full details of our postgraduate fees, payment and our 21-day money back guarantee.

Are you eligible?

Find out if you are eligible to apply for a government-backed student loan by completing our student loan eligibility quiz.

Exemptions

There are several ways that you might be able to transfer credits from previous study to reduce the time it will take you to complete your University of Essex Online qualification, as well as reducing the full course fee you will be asked to pay. To find out if you’re eligible and to learn more, visit: